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Thread: Health care premiums will surpass median U.S. incomes by 2033: study

  1. #181
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    Quote Originally Posted by Cd. View Post
    blah blah blah blah....

    Doctors who really care about their patients are all for national health care since it is the most efficient way to keep people alive. Maybe if we had doctors only focus on saving lives and keeping people well, and not collecting money from people who are already broke then the United States would have a better health care system.

    And anyone who things Tort "Reform" is a good thing has never been a victim.
    Because people usually go to school for 7 years and rack up over $100,000 in school loans so they can work for free... or better yet, pay out-of-pocket to treat patients. That seems completely reasonable. There are plenty of frivolous lawsuits in healthcare... all of which raise malpractice fees and the cost of insurance and healthcare in general.

  2. #182
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    Quote Originally Posted by Powerboss View Post
    I can tell you with absolute certainty that the uninsured get treatment. I can't speak to the specifics as it indirectly revolves around someone who used to work for me and was before I could afford to offer my employees healthcare insurance. Needless to say, the government program, Medicaid, stepped in and took good care of the person. This is where Government has a role IMO, to help fill in the gaps.
    The uninsured go without treatment all the time. Tens of thousands of people die each year from lack of insurance. You have to basically be unemployed to get Medicaid.

  3. #183
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    Quote Originally Posted by Powerboss View Post
    Emergency Rooms treat millions for free.
    My Goodness gracious. It's anything but free. You and I and every other taxpayer is paying through the nose for it. It's the most expensive medical care in the world.

  4. #184
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    Quote Originally Posted by Chachma v'Oz View Post
    My Goodness gracious. It's anything but free. You and I and every other taxpayer is paying through the nose for it. It's the most expensive medical care in the world.
    It also bankrupts the uninsured who end up there.

  5. #185
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    Quote Originally Posted by kellyb View Post
    The uninsured go without treatment all the time. Tens of thousands of people die each year from lack of insurance. You have to basically be unemployed to get Medicaid.
    I'd like to see your sourcing on that claim.

    Quote Originally Posted by Chachma v'Oz View Post
    My Goodness gracious. It's anything but free. You and I and every other taxpayer is paying through the nose for it. It's the most expensive medical care in the world.
    Poor choice of words on my part. It's "free" to them but we pay for it.

  6. #186
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    Quote Originally Posted by Powerboss View Post
    Poor choice of words on my part. It's "free" to them but we pay for it.
    Unnecessarily so. The PPACA provides for preventative care with no co-pay or deductible, which isn't done in the ER but at a primary care family practice at a much lower price. Taxpayers will be stuck with paying for expensive ER treatment of far fewer serious chronic conditions because they'll be treated cheaply at the onset in an appropriate medical setting.

  7. #187
    hadit is offline Super Moderator Super Mod
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    Quote Originally Posted by Cd. View Post
    blah blah blah blah....

    Doctors who really care about their patients are all for national health care
    You don't know many doctors.
    The ambassador died, Obama lied.

  8. #188
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    Quote Originally Posted by Lulu View Post
    Because people usually go to school for 7 years and rack up over $100,000 in school loans so they can work for free... or better yet, pay out-of-pocket to treat patients. That seems completely reasonable. There are plenty of frivolous lawsuits in healthcare... all of which raise malpractice fees and the cost of insurance and healthcare in general.
    Well maybe we can do something about that.

    1 pay for medical education on the condition that doctors work in rural areas and inner cities, and other places underserved by doctors. They will give ten years of service being paid a livable wage.

    2 Pay off loans using the same conditions.

    OH... malpractice insurance accounts for a small percentage of medical costs.
    And this "tort reform" garbage is an attempt by RepubliKKKan politicans to allow those injured to collect compensation.
    Maybe if you were a victim you would see things differently.
    Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if labor had not first existed. Labor is the superior of capital, and deserves much the higher consideration.
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  9. #189
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    Quote Originally Posted by hadit View Post
    You don't know many doctors.
    No, I do. I have two doctors in my immediate family.
    My brother is a clinical psychologist and my sister is a pharmicist.
    I also have a close friend who is a Radiologist at a large hospital.

    They all tell me the same thing.
    Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if labor had not first existed. Labor is the superior of capital, and deserves much the higher consideration.
    Abraham Lincoln



  10. #190
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    Quote Originally Posted by Cd. View Post
    No, I do. I have two doctors in my immediate family.
    My brother is a clinical psychologist and my sister is a pharmicist.
    I also have a close friend who is a Radiologist at a large hospital.

    They all tell me the same thing.
    Err...psychologists and pharmacists aren't MDs.

    It's MDs, actual doctors, who are skeptical (to say the least!) about national health care. Medicare has been really abusive to doctors. Slightly moreso than insurance companies (which MDs also hate with a burning passion.) Most doctors want to just get paid directly from patients or be seeing people for free out of the goodness of their hearts. The third party payers make them feel like slaves and thwart their independence.

  11. #191
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    Quote Originally Posted by Cd. View Post
    Well maybe we can do something about that.

    1 pay for medical education on the condition that doctors work in rural areas and inner cities, and other places underserved by doctors. They will give ten years of service being paid a livable wage.

    2 Pay off loans using the same conditions.

    OH... malpractice insurance accounts for a small percentage of medical costs.
    And this "tort reform" garbage is an attempt by RepubliKKKan politicans to allow those injured to collect compensation.
    Maybe if you were a victim you would see things differently.
    I agree with your first 2 points, but I think we could emulate the single payer countries with "tort reform", too. Socialize the costs of malpractice insurance, ban advertizements for suing MDs, and risk-pool the various MD specialties.

  12. #192
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    Quote Originally Posted by Cd. View Post
    No, I do. I have two doctors in my immediate family.
    My brother is a clinical psychologist and my sister is a pharmicist.
    I also have a close friend who is a Radiologist at a large hospital.

    They all tell me the same thing.
    I know 150-175 MDs. A radiologist works for the hospital, they are not a private business person. Same thing w/ pharmacist, they work for the pharmacy or hospital, and are not in business for themselves nor do they pay overhead, malpractice insurance, staff, etc. A psychologist does not have to worry about malpractice like a general practice physician. They are not affected in the same way that an MD who works for themselves is affected by these changes.

  13. #193
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    We shouldn't be advertising for suing people, period. It's no coincidence that we became such a litigious society right around the time lawyers decided it was OK to mass advertise their services after all.

    So much for self-regulation...

  14. The Following 2 Users Say Thank You to Chachma v'Oz For This Useful Post:

    kellyb (03-20-2012), Lulu (03-20-2012)

  15. #194
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    Quote Originally Posted by Chachma v'Oz View Post
    We shouldn't be advertising for suing people, period. It's no coincidence that we became such a litigious society right around the time lawyers decided it was OK to mass advertise their services after all.

    So much for self-regulation...
    Word.

  16. #195
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    Quote Originally Posted by Cd. View Post
    Well maybe we can do something about that.

    1 pay for medical education on the condition that doctors work in rural areas and inner cities, and other places underserved by doctors. They will give ten years of service being paid a livable wage.

    2 Pay off loans using the same conditions.

    OH... malpractice insurance accounts for a small percentage of medical costs.
    And this "tort reform" garbage is an attempt by RepubliKKKan politicans to allow those injured to collect compensation.
    Maybe if you were a victim you would see things differently.
    Ok so now a physician is supposed to an indentured servant so he/she can pay back their loans... plus they get to start a business 10 years later? You are being ridiculous. And some physicians do work in inner cities on weekends and they go on missions in other countries... they do plenty to help the underserved.

    Malpractice can cost about $10,000-30,000/year in TX, OB/GYNs are more. Tort reform does not prevent those who are injured from any compensation... it would prevent some of the frivolous lawsuits and ambulance chaser lawyers trying to get rich.

  17. #196
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    Quote Originally Posted by Lulu View Post
    Ok so now a physician is supposed to an indentured servant so he/she can pay back their loans... plus they get to start a business 10 years later? You are being ridiculous. .
    No, what he's proposing is that they get "free" education, no loans. The only catch is that they have to serve time working in the underserved areas.

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    Quote Originally Posted by kellyb View Post
    No, what he's proposing is that they get "free" education, no loans. The only catch is that they have to serve time working in the underserved areas.
    Ah ok. Yeah most medical schools and teaching institutions will go for that.

  19. #198
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    Quote Originally Posted by Lulu View Post
    Ah ok. Yeah most medical schools and teaching institutions will go for that.
    With socialized medicine, they would. That's the way it works in most of the developed world.

  20. #199
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    Quote Originally Posted by Lulu View Post
    Ok so now a physician is supposed to an indentured servant so he/she can pay back their loans... plus they get to start a business 10 years later? You are being ridiculous. And some physicians do work in inner cities on weekends and they go on missions in other countries... they do plenty to help the underserved.

    Malpractice can cost about $10,000-30,000/year in TX, OB/GYNs are more. Tort reform does not prevent those who are injured from any compensation... it would prevent some of the frivolous lawsuits and ambulance chaser lawyers trying to get rich.
    It's not as if we don't do something very similar already in our military services. We pay for engineering, medical and flying school, for example, in exchange for a service commitment. It works out fine there so why not apply the same sort of deal where it's needed elsewhere?

  21. #200
    hadit is offline Super Moderator Super Mod
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    Quote Originally Posted by kellyb View Post
    Err...psychologists and pharmacists aren't MDs.

    It's MDs, actual doctors, who are skeptical (to say the least!) about national health care. Medicare has been really abusive to doctors. Slightly moreso than insurance companies (which MDs also hate with a burning passion.) Most doctors want to just get paid directly from patients or be seeing people for free out of the goodness of their hearts. The third party payers make them feel like slaves and thwart their independence.
    It also sets up a situation that practically begs for abuse. Unethical doctors see insurance companies as cash cows and will order unnecessary tests and pad bills. My Dad ditched a partner for doing that. The patient doesn't see it, doesn't care because he's not paying directly, and thus doesn't have incentive to only consume the medical care they really need. The flip side, of course, is that unethical insurance companies see the patient as a line item on a report and try to short cut paying for treatment. When a doctor has to create a full time staff position just to deal with insurance companies, it adds significantly to the cost of providing care. My wife is a billing specialist in a pharmacy, and spends her days wrangling between patients, doctors, and insurance companies. No wonder she comes home stressed out.
    The ambassador died, Obama lied.

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